Your all absolutely right - It sucks that Paypal can take money out of your account without seeking permission and that they don't do enough to protect their users from scams and fraudsters. If you have a merchant account and accept card payments you are also at the same risk of chargebacks - leaving you without your money or the goods that you posted.
We were fed up of getting burned with chargebacks and lost goods and decided to do something about it, so we set up a new payment company called UTruePay.com  (At the minute it is only available to sellers who are companies)
This is the most secure way to accept (or make) payments for deliverable goods and removes the risk of accepting Paypal or credit cards. As a supplier you are 100% protected, for free.
* We guarantee to never take money out of your account - EVER! * There is no risk of fraud * It is completely FREE to accept a payment
Sorry if this sounds like a sales plug, but UTruePay might just be the answer to your problems. I hope its useful for you.
Comment
Your all absolutely right - It sucks that Paypal can take money out of your account without seeking permission and that they don't do enough to protect their users from scams and fraudsters. If you have a merchant account and accept card payments you are also at the same risk of chargebacks - leaving you without your money or the goods that you posted.
We were fed up of getting burned with chargebacks and lost goods and decided to do something about it, so we set up a new payment company called UTruePay.com  (At the minute it is only available to sellers who are companies)
This is the most secure way to accept (or make) payments for deliverable goods and removes the risk of accepting Paypal or credit cards. As a supplier you are 100% protected, for free.
* We guarantee to never take money out of your account - EVER!
* There is no risk of fraud
* It is completely FREE to accept a payment
Sorry if this sounds like a sales plug, but UTruePay might just be the answer to your problems. I hope its useful for you.
Chris Rushe
www.utruepay.com